Getting Ready · US Businesses
How to Improve Your Chances of Qualifying for Business Funding
Funding partners each have their own criteria, but some fundamentals help across the board. Here’s how to put your business in the best honest position — without anyone promising you’ll be approved.
What partners commonly look at
Time in business, monthly revenue, and how you’ll use the funds are common factors. Consistent deposits and clean records generally help. Every partner weighs these differently.
Steps that can help
Keep your business banking organized, know your monthly revenue, and be clear about what you need funds for. Then explore options through JCi’s tool. We cannot guarantee approval, a specific amount, rate, or timeline — those depend entirely on the funding partner and your business profile.
Frequently asked questions
What do funding partners look for?
Commonly time in business, monthly revenue, and use of funds — weighted differently by each partner.
Can you guarantee I’ll qualify?
We cannot guarantee approval, a specific amount, rate, or timeline — those depend entirely on the funding partner and your business profile.
How long does my business need to be operating?
It varies by partner. Some consider newer businesses; many prefer several months of history. The tool helps match you accordingly.